Negligent Entrustment Lawsuits: Organizations can be liable for millions of dollars for employees’ actions while driving for work, even when driving to and from work on personal time. The more your employees drive, the more exposure your organization has to crashes.
Workers Comp Losses: Motor vehicle accidents are more severe than average worker’s comp claims. More likely to include lost-time and encompass a disproportionate share of severe claim types.
Company Exposure: Companies can be liable if an employee has an accident in a company vehicle during work hours but businesses also incur significant productivity and medical benefit losses associated with crashes in personal vehicles when the employee is not “on the clock”.
Brand Risk: In 2012, a jury in Texas awarded $21M in damages to a woman struck by a Coca-Cola driver who was talking on her cell phone.
Distracted Driving: Applies to all employees not just company-owned vehicle drivers. Driving to/from work, client appointments, driving clients to lunch, rental cars/business trips, security guards making rounds, delivering equipment or supplies, etc.
Yearly companies perform extensive financial planning but do they plan/budget for losses from vehicle crashes? Employees involved in crashes steal from the bottom line and escalate cost for Workman’s Comp, health care and legal.
To mitigate risk, reduce liabilities & save profits, organizations need to provide training that truly changes behavior of risky decision making when driving.